Terms of Use

Last Updated: Feb 01, 2025

Welcome to StudentCents.blog (the “Website”). Please read these Terms of Use (“Terms”) carefully before using our Website. By accessing or using StudentCents.blog, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

1. Acceptance of Terms

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you (“User” or “you”) and StudentCents.blog (“we,” “us,” or “our”).

2. Informational Purposes Only

The content provided on StudentCents.blog is for informational and educational purposes only. It is intended to provide general guidance on student finance and personal financial literacy topics. The information on this Website is not intended to be and should not be considered financial, investment, legal, or tax advice.

We are not financial advisors, planners, or consultants. We are a blog providing general information and resources based on our understanding and experience. You should not rely solely on the information provided on StudentCents.blog for making financial decisions.

3. No Financial Advice or Recommendations

StudentCents.blog does not provide personalized financial advice, recommendations, or endorsements of any specific financial products, services, or strategies. We do not take into account your individual financial situation, goals, or risk tolerance.

Before making any financial decisions, you should consult with a qualified financial advisor who can assess your specific circumstances and provide tailored advice. Reliance on any information provided on StudentCents.blog is solely at your own risk.

4. Accuracy and Completeness of Information

We strive to provide accurate and up-to-date information on StudentCents.blog. However, financial information can change rapidly, and laws and regulations vary. We make no representations or warranties about the accuracy, completeness, reliability, or timeliness of any information on the Website.

We are not responsible for any errors or omissions in the content, or for any decisions you make based on the information provided. You should independently verify any information before relying on it.

5. User Conduct

By using StudentCents.blog, you agree to:

1. Use the Website for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Website.
2. Not engage in any conduct that could disable, overburden, damage, or impair the Website or interfere with any other party’s use of the Website.
3. Not attempt to gain unauthorized access to any portion of the Website, accounts, computer systems, or networks connected to the Website.
4. Not use any robot, spider, scraper, or other automated means to access the Website for any purpose without our express written permission.
5. Not transmit or upload any viruses, worms, malware, or other harmful code to the Website.
6. Respect the intellectual property rights of StudentCents.blog and third parties.

6. Intellectual Property

All content on StudentCents.blog, including text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of StudentCents.blog or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may access and view the content for personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, software, products, or services obtained from the Website without the express written permission of StudentCents.blog.

7. Third-Party Links and Content

StudentCents.blog may contain links to third-party websites or resources that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or resources.

You acknowledge and agree that StudentCents.blog shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites or resources.

8. Disclaimer of Warranties

StudentCents.blog is provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the servers that make it available are free of viruses or other harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall StudentCents.blog, its affiliates, officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Website; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Website; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Website by any third party; (v) any errors or omissions in any content; or (vi) for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the Website, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

10. Indemnification

You agree to indemnify, defend and hold harmless StudentCents.blog, its affiliates, officers, directors, employees, agents, and licensors (collectively, the “Indemnified Parties”), from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or use of the Website other than as expressly authorized in these Terms of Use.

11. Changes to Terms of Use

We reserve the right, at our sole discretion, to modify or replace these Terms of Use at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Website.

12. Governing Law

These Terms of Use shall be governed and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms of Use, please contact us at: hi@studentcents.blog